Its the banks which are the problem whether you rent or own.
A travelling salesman drives into a small village, and parks outside a B&B. Intending to stay there for the night, he gets out, and enters the establishment and greets the owner, giving her a fifty pound note, then he goes back outside to his car to make a phone call.
The owner of the B&B goes next door to the carpenters, who built some stairs for her. She owes him £50, so she gives him the £50 note, and returns to the B&B.
The carpenter is delighted, as he owes his own neighbour, the butcher £50 for two weeks meat for his family. The butcher accepts the £50 and is delighted, as he can now pay his own debt, to his neighbour the publican £50. The publican takes this £50, and walks across the street to the bakers, and pays the baker the £50 that he owes him for an event he catered. The baker takes the £50 next door to the plumber, ad pays him for fixing his boiler. The plumber owes the owner of the B&B £50, so he walks over the street, into the B&B, and gives the owner the £50 note back.
At that moment the salesman walks back into the B&B, and says his boss was on the phone, and he wants him to drive to the next village, so the owner of the B&B gives the salesman his £50 note back, and he drives off.
So when the travelling salesman entered the village, everyone was in debt, when he left all the debts were cleared, but he didn't pay for anything!
[Money is a very convenient means of exchange, but in the example above, they could have just paid each other via a barter system]
Now if all those tradesmen were in fact bankers, every time the £50 debt was incurred, interest would have been charged. So none of the people would be out of debt, as the £50 note would not have covered their debt with the added interest.
So bankers serve no purpose whatsoever, in our society except as a parasite, to create debt and misery. Remember that next time you see one of those 'happy helpful' bank adverts on TV!
If we had a true democracy, there would be nothing to stop the government lending you a sum of money to buy a house, at a very low rate of interest. So nobody would have to pay 2 or 3 times what they borrowed from a bank back to the bank over 29 years.
Instead what has happened is that the government, [royal mint] have only created about 2-3% of the M4 money supply, which is all the money in the UK, as coinage and notes. Which equates to about £25 billion. Whereas banks have been allowed to create about 97-98% as electronic debt. When you ring up a bank, and ask to borrow money they basically just type that into existence, out of thin air, with interest.
Its insane really. We could all be rather well off. But we were not offered a chance to vote on the 'real choices' like who gets to create money in our society.....