The credit card would work if it was a localized situation such as a few streets flooded. But I don't think people would be happily turning up for work if something more wide spread occurred. They would be busy doing exactly the same as you, getting out of dodge. The other problem would be that everything you suddenly think you need is exactly what everybody else thinks they need which means at the very least a long wait or worse not getting it or having to fight for it. Just look at some videos on youtube of sales openings, there is one I saw recently of people running in to get a tv on super promo. Everybody piles onto a small stack of TVs and fighting errupts with one guy getting his leg broken in the mayhem. Its amazing how quickly seemingly normal people will go crazy when under pressure. I would rather try to avoid all such situations.
But it all depends on what threat you expect is likely, its a very personal thing, if you expect there will only ever be a local problem that affects you (probably most likely) an you have plenty of money in the bank then the credit card will probably do you just fine at a cost.
Exactly. As hurricane Isaak approaches now, we all know the drill. Stores are open until the last minute and employees have been given time off (in shifts) to make their own preperations. When it's within 12-24 hours away thay will close so that employees can gather their families to bunker in or evacuate. They will re-open as quickly after the storm as thay can with the employees that can make it to work (road conditions after the storm and damage to employees homes will determine who can make it in) but services offered will be basic at best until power is restored.
As you say though damage will be localized to certain areas (although they will be very large areas) and if practcal many are choosing to evacuate outside the affected area (my cousin plans on staying with her son in Kansas) where electricity, water, etc. are completely unaffected. Her credit cards will work just fine there. But as you say, everyone will be trying to buy their supplies at the same time (it still happens here where we supposedly "know the drill") That includes evacuation; Some stations will run out of fuel (all will after the event when people begin using their generators and re-supply to the stations waits for repair of the roads) and traffic will clog the roads despite contra-flow (the time when the authorities change the evacuation route to one way traffic only to increase the number of traffic lanes out) Conventional wisdom says prepare and/or evacuate early.
However another point about the "unaffected areas" should be made. During the aftermath of Hurricanes Katrina and Ivan, police were here from all over the US, and power crews and firefighters from all over the US and Canada, to assist in recovery. Their efforts lasted for months in the case of the power crews. The reason I mention this is that while we certainly appreciated it (and would do so again) it obviously took away from their ability and service in their home areas., So even as far away as Canada felt some impact in that respect and in the efforts in unaffected areas to send aid. I'm reasonably sure that a disasterous event in the UK would provoke a like response in the unaffected areas there.
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