accident during travel

[rtyhgn85]

What if you get into an accident while traveling and your local insurer doesn't have international coverage? What happens?

 

[lou1661]

Shouldn't you check prior to travel, you book flights or fill the car with fuel, surely part of the planning is checking levels of cover?

 

[Retired Member southey]

Then you will have to fund your mdicare, legal cover, compensation and have the joy of trying to find yourself decent representation. If you are injured and need to be flown home with med care it will cost thousands of pounds. As Louis1661 said know before you go!

 

[Neumo]

The £100 for a good travel insurance is worth £100,000 if you get messed up a long way from home, especially if you are going off the beaten track. So buy before you fly is the only way to go.

 

[Rob]

I am a fan of the BMC insurance for overseas and remote travel. If you aren't covered in the region that you are in with your current policy, then you will have to foot the bill yourself - although there is often some help available from the embassy in the event of something serious - but don't rely on it.

 

[Will Bowden]

ALWAYS check insurance thoroughly. My cousin ended up with a MASSIVE bill after and skiing accident that required him to be choppered off the mountain, not nice to come round to after being in a coma!

Will

 

[harrisp]

A bloke I know ended up witha £20,000+ medical bill after a motorbike accident in america.

 

[mwelch8404]

Cost me approx $200 US to insure my son. He's in Shrewsbury with his girl for 3 mos.

It works the "other" direction too.

Mark

 

[sandbender]

Sort it out before you go, check on this site for recommendations and advice, not all policies are equal.

I have been the subject of an emergency medical repatriation, it didn't cost me a penny, without the insurance cover I'd have been out about £50,000.

:yikes:

 

[ged]

Cost me approx $200 US to insure my son. He's in Shrewsbury with his girl for 3 mos.

It works the "other" direction too.

You mean he pays for your household insurance?

 

[mwelch8404]

You mean he pays for your household insurance?

Boy, I wish.

His gal was over here for 3 mos. She had to have an appendectomy while here, fortunately, her travelers covered the whole thing, including "incidental" expenses.

If you don't need it on a trip you may think waisted money, but if you do, it's worth every penny and then some. Especially, as mantioned above, repatriation, not to mention if it happens in some third world dung hole.