I'm looking into insurance through Mountain Rescue. Members need to keep their hill kit in the car ready for a callout and some bright spark has realised this and offers rucksack insurance. I'm getting more details next week but apparently for around £60/year your rucksack and contents are covered whether stolen from the car or if dropped off a crag into the mist
Thinking about it the insurance may be available to all comers and MRE&W members may just get a discount.
If it is I may post up the details.