As an idea of what can happen, a Troop Commander lost a monocle, basically a small night vision thingy that you can clip to your helmet or use hand held. It was worth approximately 3000 quid! The army has changed, in the olden days she would have been skinned alive but in this case she just had to pay for the lot as she lost it through negligence. She said fine, I'll claim on my kit insurance. Bad news, her kit insurance covered her for something like 6 million pounds worth of kit, but it only pays out 1000 quid per item! Otherwise, people could lose a Main Battle Tank and the insurance company would have to pay out! So, a 2 grand deficit that she had to make up, she was a bit annoyed that she didn't spend a bit more time looking for it in the area she had dropped it!