Thats what I thought Rich but in the papragraph quoted it says in brackets no cover other than hand propelled eg paddle. The Charles River is in the garden still but now I need to check this out. I just want to get my facts right before I go beserk if i find its not covered.
My understanding is.
If its in a garage or in the house and its stolen its covered but if its out with you in the UK
eg its nicked off the car its not covered unless its insured as a specific item, as you say.
I will let you know tomorrow. They are very cleverley worded these policies and its only when you need them you read them thoroughly and to think I chuffing work with insurance!!!
Andy
My understanding is.
If its in a garage or in the house and its stolen its covered but if its out with you in the UK
eg its nicked off the car its not covered unless its insured as a specific item, as you say.
I will let you know tomorrow. They are very cleverley worded these policies and its only when you need them you read them thoroughly and to think I chuffing work with insurance!!!
Andy