I did all my four-wheeling back when I was young and single (and possibly a little daring and foolish). I had a 1965 Land-Rover. I've never owned anything since that was as reliable (except my Ford Escort--but it wasn't an off-road vehicle). There are few places to go off-road these days, so 4x4 is pointless, yet I see more Land-Rovers and Range Rovers than ever. The company I work for even owns a Range-Rover.
My experiences included getting stuck or driving off the side of the road with some frequency, if not regularity. I was pulled out by local people with tractors or logging trucks and once, had to manage by myself for about four hours before getting unstuck. The worst that happened was cracking the radiator when I was driving someplace I shouldn't have been. I will admit, however, that driving an ATV is more fun.