I could be wrong, but I think the advice Janne is giving is, that in order for students to be able to cope financially as well as reducing the stress of studying, is to do some sort of part time work which earns some cash and therefore relieves the financial stress, as well as giving the student a bit of time away from the stress of studying, I was a bit fortunate myself as i obtained my degrees, whilst working full time, and doing the degrees on 3 nights a week(part time), I found it quite easy and had no financial difficulties, the thought of coming out of Uni with a massive debt nowadays, as well as the difficulty in finding a good paying position, would in my opinion not be worth the effort, unless one was going into the medical profession,.