I wonder how all this plays with the complaints eBay sellers have made about "buyers" lying about goods received, demanding refunds and not returning goods, or returning lumps of wood/bricks in place of goods. When eBay and PayPal were joined, sellers complained that they had been grossly taken advantage of, and had no recourse. The moment a buyer raised a complaint, PP accounts would be docked or frozen. The eBay/PP team defaulted to believing buyers and automatically refunded money before goods were returned. I had some similar experiences and haven't sold on eBay since.