Hi Folks - Thought it might be useful to share what I have put in place etc so folks can opt to do same or otherwise.
The insurance I took also covers the course fee just for added piece of mind, however as Tony has already mentioned the course fees are covered as per T&C's.
Please do not let any misunderstanding around flight costs or risk put you off this wonderful opportunity.
There is a very cost effective way (£14.75) to alleviate exposure to cancelled flights etc.
PS...I have no affiliation or connection to any insurer, I work for HP
Keep in mind there are multiple components to this exped that create a chain of events.
Flight form UK to Oslo
Oslo to Bardufoss (BDU)
The weeks events
BDU to Oslo
Oslo to UK
I have made extensive enquiries and subsequently taken insurance out that not only covers the usual.....medical, baggage, but also that all important cancellation etc....
Things to keep in mind when taking insurance.
If one component breaks down will the insurance cover the balance of events?
The short answer is....even good insurance will only cover some of them, but there is a cunning plan afoot....
Here is a summary of what I insured for
First and last leg of journey (UK to Oslo return flights) Covered
Oslo to BDU NOT COVERED, If you find ANY insurer that will insure a connecting flight good luck
However! The cunning plan to mitigate this part....
If we do the group deal for Oslo to BDU via Norwegian we only need to provide a deposit then pay 30 days prior to departure, so anything untoward occurs up to 14th Jan 2010 the only exposure is 'approx' £40 deposit.
Cost of travel insurance that covers the usual medical / baggage plus cancellation / curtailment was £14.75 (which includes £2 usual virtual robbery via booking fees etc)
I have asked for a group discount scheme, they need 10 people for this and is gives 5% discount.....
For 10 people covering NO pre existing medical conditions the price is £110 inc IPT
For 10 people and covering pre existing conditions STC the price is £142 inc IPT
If 10 or more folks are interested let me know and I'll have the insurers contact you directly.
If anyone is interested let me know...but bear in mind it is not a kings ransom so don't sweat it
Insurer are insureandgo.com
To be clear....there are other travel insurers from £5.99 BUT I have spoke to several of them....the cancellation I was looking for was not covered. Only things like the airline going bust etc is covered under standard cancellation policies (Read small print).
Anyone need any help with insurance or logistics or kit or AOB let me know I'll help if I can..for mysteries of the universe I reserve the right to defer to Steven Hawking
UPDATES
NORWEGIAN GROUP BOOKING
As some of you know I've approached Norwegian for a group deal on the Oslo to BDU return flights (as posted earlier in this thread), their quotes are higher than the prices we can get from the internet.
i.e. the group quote comes out at £164 per person at today's exchange rate (They quote in DK) Important to note this includes 2 pieces of luggage of max 20 kg
per piece per person, in any case they also allow 1 piece of cabin luggage, max 10 kg (55x40x20cm)
A flight booked today on the web costs £121.....however there is an additional £8 charge (£4 each way) for one piece of checked luggage...
I do not mind paying a little more to secure more checked luggage etc if others are interested.....
if there is no interest in the group booking please let me know asap and I'll cancel the enquiry.
LIFT TO HEATHROW
The offer of a lift to Heathrow airport from North Hampshire (Bordon or en-route) for a flight departure of 0720am or later, is still available. I have room for three plus gear.
GEAR
I have a couple of Arctic sleeping bags and Bivvi's, they are available to borrow if required.
Best to everyone
Tom