normal down when wet provides no insulation just clumps or porridge. Also very hard to dry, really it requires the use of a tumble drier and some insulation is lost for ever after that happens. However you can get hydrophobic down now which prevents some of this happening. Synthetic insulation varies by brand, in my experience it always retains some warmth and dries quicker. Primaloft is very impressive. I took my rab generator out of the wash with no spin and it had hardly any water it in ans lofted almost as well as when dry.
Look at snugpak, the jackets are one of the best things they do, the sleeka is probably OK but I have the sasquatch because I like to be very cosy when just sat around, I also found I could walk with it on and zips open up to about 2 - 3 degrees.