Hope everyone is OK on your side Oldtimer.
It surprises me that for the last few decades we have seen areas flooded, and when you look at the houses and the surrounding area it is quite obvious that they are in a dangerous area, regarding flooding, all over Europe it isn't unusual to see rivers fast flowing and almost breaking their banks, do they not know that water goes downhill fast, and if the rivers are silted up, there will be trouble, there is a lack of water management both here in the UK and in Europe, water needs to be managed, this may mean more reservoirs.
It's similar to Dawlish and the railway line,, the sea washes it away, and they spend millions trying to fix it, it needs moving away from the erosion of the sea, they built a sea wall and the locals were up in arms. Think back a few years to Boscastle,, water from the moors trying to get to the sea via a stream 3 foot wide, down a steep incline, a recipe for disaster. Picturesque little village, but deadly.
Historically towns were built by the sea for trade, towns by the sea are usually lower than the surrounding land, therefore the water will find a way to the sea, people no longer need to be next to the sea, or next to a river, they no longer fish or trade on water, they get their fish and essentials from a supermarket or on line.
And if you live in a desert area, don't surround your house with trees, as they may burn your house down, and remember water runs down, and fire goes up.
Why are we building houses on flood plains?, they are called flood plains because they retain excess water, and prevent flooding, flooding is a natural thing, but it can be prevented if managed properly. But their excuse for doing nothing is blame it on Climate Change, get the rivers cleared of silt, educate planning committees on where they should allow building to take place, get rid of concrete drives, and car parks, give the earth room to take in the rain, allow it to absorb the danger.