Advice needed on liability insurance

[Kepis]

That was a while ago now and I've not asked since as all our fire and shelter stuff happens under the auspicies of my other half and her policy etc. Are they offering that now Kepis?

I had my fire & shelter stuff done by a broker who is local to me a couple of years back, when i took fire lighting off the policy, the premium dropped by £300.00:yikes:

 

[stuey]

I spoke with Ian this morning, in his words "if you can make it with your hands and it's a craft, we cover it", they dont cover what he called "Mearsy stuff", so fire lighting and stuff like that is not covered, best bet is for people to call them and discuss what they want to do, just be totally honest with them and people will get an honest answer.

Im fairly sure that's the kind of answer I got from a lady that worked for Ian

 

[stuey]

I had my fire & shelter stuff done by a broker who is local to me a couple of years back, when i took fire lighting off the policy, the premium dropped by £300.00:yikes:

Wow! Other half is getting a very good premium for all that kind of stuff then by the sounds of your experience! Thanks for the info.

 

[Stringmaker]

Wow! Other half is getting a very good premium for all that kind of stuff then by the sounds of your experience! Thanks for the info.

That's what I thought.

I'm a bit nervous now of just how expensive these quotes are going to be!

 

[Kepis]

Wow! Other half is getting a very good premium for all that kind of stuff then by the sounds of your experience! Thanks for the info.

who is your better half with?

 

[stuey]

who is your better half with?

Me of course!!

Sorry..... She is with Birnbeck. 180 quid a year including fire, sharps, shelters, ponds and water etc

 

[Kepis]

Me of course!!

Sorry..... She is with Birnbeck. 180 quid a year including fire, sharps, shelters, ponds and water etc

Ummm, might have to give them a call and see what they can do - cheers Stuey

 

[DaveWL]

Its a good 8 years since I held any kind of policy with the NFU and it was on my unimogs. They were good for that but pants for the specialist profff indemnity and public liability we needed at the time. Have they got it sussed now Dave?
I agree with Hiscox. They insured my professional indemnity for about 8 years steadily increasing the premium year on year despite my protestations. Last year i had enough and told them i was leaving.... suddenly they halved my premium for no change in cover! Absolute gits.

I use NFU for home and the car. They occasionally remind me that they can do our businesss insurance too. My brother has public liability insurnace through them for some of the agri land he keeps. Neither of us have ever had a problem with them.

As for Hiscox - I threaten to leave every year. Keeps them on their toes.

 

[Stringmaker]

Not necessarily. They may not take any responsibility for the youngsters, display and disclimer to that extent and most likely don't put themselves into one to one situations.

Not for profit (in the offical sense of a not for profit organisation) is a whole different ball game which I know very little about. It is a possibility and there certainly was (may still be) some generous pots of money around to help with set-up, equipment, websites and publicity, running costs etc. there is someone around this area running a similar enterprise under the guise of a not for profit organisation. Seems to manage to earn a fairly fat living out of "not for profit" but dont get me started!

If you struggle with the fire bit of your insurance try that Birnbeck company. My other half seems to be insured for everything under the sun bushcraft and environmental play based and seems to get it for a good premium.

Update: I have one quote already and have just spoken to Eddie at Birnbeck who was very switched on and helpful. I should be able to compare meerkats by the end of the week.