A lot of us use Paypal.
http://www.hoax-slayer.com/paypal-changes-to-legal-agreements-phishing-scam.shtml
http://www.hoax-slayer.com/paypal-changes-to-legal-agreements-phishing-scam.shtml
... The best one was recently and addresses to "Dear papyal customer".....really you try to scam us and you can't even spell the name of the company your impersonating correctly?