Medicine shortages

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What if you are like me and are perfectly capable of working but cannot because of health reasons employers wont take you on?
@Tengu. I have more or less retired from this conversation due to the level of drama. I hate drama. Since you addressed me directly, I will answer you directly.

The US has a plan called Medicaid for persons below retirement age who are not covered for some reason or another by an employer benefit medical plan.

President Nixon decided to decentralize the administration of Medicaid to the states. The states decide who is eligible, within the limits of Federal law, and the states dispense the funds. This has lead to massive Medicaid fraud.

I've never been on Medicaid, as I have worked, on the books, since I was 12. Therefore, I'm not expert on Medicaid, other than it exists. I too am disabled but I have continued to work through these fairly severe disabilities.

The people pushing a NHS type plan in the US point to folks who have no medical plan as the reasons the US should adopt a NHS type plan. In effect Medicaid is like NHS. In the US, if you have a good private plan you have access to the best medical treatment in the world. This is the absolute vast majority of working age people in the US, with jobs and who are legally present. The rest of the population gets Medicaid. Sound familiar? For instance, I break a bone, I walk into the private hospital that is clean, pleasant. They offer me a turkey sandwich and a cup of coffee while they set my bone with the bill being covered by my medical insurance. A person on Medicaid breaks a bone the county fire rescue transports them to the county hospital (40+ miles away) where they WILL be treated but it is less pleasant, no coffee or sandwich unless you get it out of the machine with the bill being covered by Medicaid. Now, there is a third group who never registered with Medicaid, don't have private medical insurance. These people will also be treated but they are getting the full bill to pay. Since these people are mostly indigent, mentally ill, or here illegally the tax payers end up accepting their burden.

This is why I brought up earlier that plans like Medicaid or NHS do work but you absolutely must have more people paying in than taking out. Compassion, aside, you absolutely cannot allow people to show up, take social services, who have not, are not and will not pay into those services. Those services must be reserved for those who have paid into them and those citizens or subjects who can never work (the mentally disabled, insane, fundamentally physically disabled, etc). I think denying an intellectually disabled person medical care is cruel and wrong. On the other hand that person may not get their care if it is being soaked up by a person who just showed up in this country illegally.

We all know there are certain truths that cannot be escaped or ignored. Medical personnel get paid, medicines cost money, treatment costs money. Just because the money is not floating out of your wallet does not mean you did not pay for NHS in the UK via your taxes or me paying for my private medical coverage in the US.

Last comment. Once a person gets to retirement age they can register with Medicare. While on Medicare you can continue to see your private doctors and walk into any hospital of your choice, private or public. I hope that I answered your question. I'll provide a link to the Wikipedia page on medicaid below.

 
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FIU, thank you very much for your candid reply (I hate drama too)

I cannot say much in reply, but if I may, follow up with an amusing NHS story.

Met an elderly American couple in Scotland, they had gone hillwalking; he had fallen and snagged up his leg; went to the village surgery and the doctor fixed him up, no bother with not being from GB. He was given a prescription for some cream for the injury.

So, they go in the chemist, hand the slip over and are told there is a charge.

They are horrified; thinking of hundred of pounds; but it was a standard prescription charge and about £12 (?? I dont pay myself; medical exemption). She they paid up and were laughing about having to pay for the NHS.

(The joke of this, as they should have been told; is that they probably counted as OAPS, and so would have got it for free).
 
(The joke of this, as they should have been told; is that they probably counted as OAPS, and so would have got it for free).
That's a very fair, balanced and informative reply from FIU, thank you.

Non-qualifying persons needing NHS medical do get charged, even OAP's, and are supposed to pay it and recover from any insurance/savings etc they hold. Some countries have reciprocal arrangements.
There is a problem in both the US and the UK, of the medical costs of large numbers of undocumented migrants who have no means of payment. They cannot be refused treatment because a high number of them arrive with serious highly infectious diseases, in particular TB, and HIV. (Aside from the morals issue).
Irrespective of migrants, in the UK, financially we are being overwhelmed by the sheer number of qualifying (mainly UK nationals) being signed off as unable to work. Many of whom are young or relatively so.
 
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I don’t know know much about this Medicare system, am sure it’s wonderful, though whether or not it’s faults are due to dodgy figures around immigration I don’t know, but I note there are few medical bankruptcies in Ireland, Europe or the UK whereas in the US it’s by far the most common cause of bankruptcies. I think it’s a useful measure of system effectiveness.

 
Interesting thought, you might be right there.
The reason for the failures might be more interesting though, and where the money went. That would need a lot of work though. I stated previously that greed and avarice play a large part in the health industry, I would be surprised if that did not play a part in all of these businesses folding.
- Even with good management, if the key suppliers and funders are taking too much then they will fold. So this includes big pharma, insurance co's, bank loans/interest rates, private and governmental funding levels.
 
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